AYESHA's CV
AYESHA HASAN MOHAMED HUSAIN ALHOSANI
Languages: Arabic (Native), English (Professional)
Profile summary
UAE national with 8 years of experience in corporate recovery, collections, and risk management within GCC banking. Accomplished manager specializing in debt restructuring, portfolio oversight, and regulatory compliance. Dedicated to maintaining portfolio quality and aligning operations with organizational standards.
Career highlights
Corporate Recovery Management: Managed recoveries exceeding AED 24M in 2025 through structured negotiations and debt restructuring for large corporate exposures.
Default Mitigation Operations: Directed collection operations for loan portfolios, focusing on default mitigation, risk reduction strategies, and structured settlements.
Debt Collection Performance: Increased successful payment resolutions by 10% through effective negotiation and streamlined customer outreach within assigned portfolios.
Key skills
Professional experience
Directs the recovery department focusing on large corporate exposures, managing a specialized team and coordinating complex facilities. Establishes recovery strategies and policy assessments while aligning operations with regulatory standards.
- Manages recoveries exceeding AED 24M in 2025 through structured negotiations and debt restructuring.
- Handles more than 30 large corporate entities with complex credit facilities.
- Partners with Credit, Legal, and Operations teams to execute litigation strategy and resolve compliance gaps.
- Prepares detailed reports and recovery plans for management and committees in accordance with IFRS-9 requirements.
- Guides staff members to achieve resolution targets and maintain portfolio quality.
Managed internal risk communication channels by reporting recovery issues and operational bottlenecks directly to the Head of Collections, CRO, and Operations.
- Negotiated structured settlements to improve cash recovery rates and reduce overdue account volumes.
- Restructured irregular payment schedules to minimize lender risk and lower provisioning requirements.
Directed portfolio risk mitigation and debt recovery workflows, aligning operations with internal policy standards and regulatory frameworks. Managed collection accounts and customer communications to resolve financial defaults across assigned portfolios.
- Increased successful payment resolutions by 10 percent through targeted negotiation strategies.
- Executed streamlined customer outreach protocols, reducing response times for account holders.
- Conducted quality assurance checks to ensure full compliance with internal policy standards.
Education
- GPA: 3.35
Accounting
- GPA: | 3.21
Certifications
Languages
Arabic · Native
English · Professional